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CFT
Webinars are purely educational. Instructors are not permitted to sell any
products or services during the presentation.
Program
Content:
Attend
this proactive seminar and receive a thorough overview of commercial
lending requirements from a loan structure, documentation, and compliance
perspective.
Basic
business structure will be presented along with loan structure and loan
support. Additionally, commercial lending issues relative to loan
documentation will be reviewed. Loan pricing and monitoring will also be
covered along with a review of current compliance issues.
The
seminar will be summarized through a comprehensive case study.
Covered
Topics:
- Review Basic Business Structure: C Corporations to
LLC’s
- Explore the Six (6) Elements of Loan Structure:
Loan Purpose, Sources of Repayment, Adequate Amount, Appropriate Term,
Adequate Support, Framework for Monitoring
- Summarize the Four (4) Elements of Loan Support:
Collateral, Guaranties, Loan Agreements, Subordination Agreements
- Highlight Commercial Loan Documentation issues
including promissory notes, security agreements, and guaranties along
with the use of the BSA Loan Rating, Collateral Rating, and C&I
Borrower Rating Matrixes
- Discuss Loan Pricing and Monitoring Issues
- Review current compliance issues: Equal Credit
Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy
Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection
Practices Act, and UCC Article 9
- Analyze comprehensive Loan Structure/Documentation/Compliance
Case Study
Who
Should Attend?:
Commercial
lenders, credit analysts, loan documentation specialists, branch managers,
assistant branch managers, private bankers, and business development
officers. Please
forward email to appropriate person(s).
Instructor:
David
L. Osburn is the founder of
Osburn & Associates, LLC, a Business Training and Contract CFO Firm
that provides seminars, webinars, and keynote speeches for CPAs, bankers,
attorneys, credit managers, and business owners on topics such as
Banking/Finance/Credit, Negotiation Skills, Marketing, and Management
Issues. Mr. Osburn’s Contract CFO clients include medical practitioners,
financial institutions, law firms, CPA firms, architects, real estate
developers, and contractors. His extensive professional background of over
30 years includes 19 years as a Business Trainer/Contract CFO and 16 years
as a bank commercial lender including the position of Vice President/Senior
Banking Officer. His banking credentials include loan underwriting, loan
“work-out”, management, and business development. Mr. Osburn has been an
adjunct college professor (MBA and undergraduate courses) for over 30 years
including the College of Southern Nevada. He holds an MBA from Utah State
University, a BS in Finance from Brigham Young University, and is a
graduate of the ABA National Commercial Lending School held at the
University of Oklahoma. Additionally, Mr. Osburn holds the professional
designation of Certified Credit & Risk Analyst (CCRA) as granted by the
National Association of Credit Management (NACM).
What
Is A Webinar?:
A
webinar combines the clarity of an audio teleconference with the
interactivity and visual presentation of the internet. All you need to
participate is a telephone and an internet connection. Even if you don't
have an internet connection, you can still participate in the audio
session. Listening to the program over the telephone and following the
written materials is an effective alternative!
Unable
To Attend?:
No
problem. You can purchase a recording of the webinar for future use. You
can choose from either an On-Demand Web Link (Good for 6 months from the
webinar date, unlimited use) or a CD-ROM (includes a paper copy of the
PowerPoint slides).
Viewing
Options (all options include applicable handouts):
All
options include applicable handouts. You can choose to pay by credit card
or be billed. Additional Live Webinar connections are $75 each.
Option 1: Live
Webinar and 7 Days OnDemand Video Playback - $265
Option 2:
OnDemand Video (six months access) - $295
Option 3: Live
and 6 Months of OnDemand Video - $365
Option 4: CD-ROM
Video (Includes OnDemand Video) - $345
Option 5: Entire
Package (all of the above) - $395
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