CFT
Webinars are purely educational. Instructors are not permitted to sell any
products or services during the presentation.
Program
Content:
The
principal goal of this course is to enable you to appropriately structure
credit exposures, matching loan type, terms and conditions to the
borrower’s identified primary and secondary loan repayment sources and
underlying credit risks.
Covered
Topics:
- Show how loan structuring fits into the lending
decision process.
- Explain the purpose and objectives of loan
covenants
- Identify specific examples of financial covenants
that would be used for each of the four major loan types Identify and
describe seasonal borrowing needs
- Profile seasonal repayment sources and their
related risks
- Identify and describe permanent working capital
borrowing needs
- Profile repayment sources and their related risks
- Formulate a loan structure, including consideration
of collateral support, to minimize those risks
- Identify and describe long-term borrowing needs
- Profile repayment sources and their related risks
- Formulate a loan structure, including collateral
and third-party support, to minimize risks.
Who
Should Attend?:
Commercial
lenders, credit analysts, small business lenders, middle market lenders,
private bankers; loan review specialists, special assets officers, lending
managers and credit officers. Please
forward email to appropriate person(s).
Instructor:
An authority
on financial and credit risk, Thomas
Carlin is a Managing Partner at Eensight. He has worked
with major banks, insurance companies and regulatory agencies over the last
twenty years, designing and teaching financial topics including: basic,
intermediate and advanced credit and financial statement analysis, business
lending for branch bankers, accounting for bankers, basic intermediate and
advanced cash flow analysis, loan structuring, consumer lending and trade
finance. His audiences include business bankers, recent graduates going
through the organizations basic credit training program, senior management
personnel that need to know the basics of accounting and financial
statement analysis, middle market lenders with many years of experience and
regulatory agency personnel. Each program he designs and teaches is
tailored to the individual customer with the products, procedures and
culture of the organization incorporated into the course design. The
complexity and intensity of the programs are adjusted to reflect the needs
of the participants and the logistical training issues faced by the
organization. He is the author of “Financial Statement Analysis” published
by the American Bankers Association in 1994. He is also the author of
“Consumer Lending”, published by The Center for Financial Training in 2015.
He has designed and taught programs in risk analysis for Citibank, Wells
Fargo, American International Group, Capital One, Chase Manhattan Bank,
First Tennessee, M & T, Union Bank, and The Bank of China. He has also
taught the “Credit Risk Analysis Program” at the Federal Reserve Bank.
Prior to Eensight, Mr. Carlin was a Regional Director for Omega Performance
Corporation. He was also a Vice President with Bankers Trust in New York.
He was responsible for marketing credit and trade finance products to
corporate clients and correspondent banks worldwide. Mr. Carlin has a
Masters of International Management degree from The Thunderbird School of
Global Management and a Bachelor of Arts Degree from Villanova University.
What
Is A Webinar?:
A
webinar combines the clarity of an audio teleconference with the
interactivity and visual presentation of the internet. All you need to
participate is a telephone and an internet connection. Even if you don't
have an internet connection, you can still participate in the audio
session. Listening to the program over the telephone and following the
written materials is an effective alternative!
Unable
To Attend?:
No
problem. You can purchase a recording of the webinar for future use. You
can choose from either an On-Demand Web Link (Good for 6 months from the
webinar date, unlimited use) or a CD-ROM (includes a paper copy of the
PowerPoint slides).
Viewing
Options (all options include applicable handouts):
All
options include applicable handouts. You can choose to pay by credit card
or be billed. Additional Live Webinar connections are $75 each.
Option 1: Live
Webinar and 7 Days OnDemand Video Playback - $265
Option 2:
OnDemand Video (six months access) - $295
Option 3: Live
and 6 Months of OnDemand Video - $365
Option 4: CD-ROM
Video (Includes OnDemand Video) - $345
Option 5: Entire
Package (all of the above) - $395
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