CFT
Webinars are purely educational. Instructors are not permitted to sell any
products or services during the presentation.
Program
Content:
Lending
is all about risk management. This seminar is designed to take the
“mystery” out of the commercial lending process and the confusing
terminology often used by lenders.
Support
personnel have a key role and stake in the commercial and business lending
process, and they can help to create a safe and sound loan portfolio. Many
would say that support personnel are the backbone of a good leading team.
This program takes the perspective of a non-lender, and what goes on during
the process of analyzing and approving a loan, focusing on commercial and
business loans.
Covered
Topics:
- An overview of the key steps in the commercial and
business lending process
- The role of loan policy and typical content areas
- The types of financial analyses conducted
- Four keys to loan structuring, including the types
of commercial loan facilities most frequently used, and various
terminology
- Loans as defined by financing length or term
(loans, lines of credit, etc.)
- Loans as defined by collateral (secured or
unsecured)
- Loans as defined by third party support
(guaranteed or non-recourse)
- Overview of how bankers establish a risk rating
for commercial and business loans
- Importance of ongoing loan monitoring after the
loan is closed
- The “Five Cs of Credit”
Who
Should Attend?:
Community
bankers in non-lending roles, lending assistants, loan processors, loan
operations personnel, new credit analysts, loan review personnel, internal
audit and bank compliance specialists. Please forward email to appropriate person(s).
Instructor:
Richard
Hamm has
been training bankers for 25 years, designing and delivering courses
specializing in commercial lending and credit, including portfolio and risk
management, commercial real estate (CRE) and appraisals, plus selling and
negotiating skills, and director training. Richard is based in Huntsville,
AL and has owned/operated Advantage Consulting & Training for 13 years,
after a 22-year banking career including senior positions in lending and
credit, plus president through formation and acquisition of a community
bank. He has BS and MBA degrees from the University of Alabama.
What
Is A Webinar?:
A
webinar combines the clarity of an audio teleconference with the
interactivity and visual presentation of the internet. All you need to
participate is a telephone and an internet connection. Even if you don't
have an internet connection, you can still participate in the audio
session. Listening to the program over the telephone and following the
written materials is an effective alternative!
Unable
To Attend?:
No
problem. You can purchase a recording of the webinar for future use. You
can choose from either an On-Demand Web Link (Good for 6 months from the
webinar date, unlimited use) or a CD-ROM (includes a paper copy of the
PowerPoint slides).
Viewing
Options (all options include applicable handouts):
All
options include applicable handouts. You can choose to pay by credit card
or be billed. Additional Live Webinar connections are $75 each.
Option 1: Live Webinar
and 7 Days OnDemand Video Playback - $265
Option 2:
OnDemand Video (six months access) - $295
Option 3: Live
and 6 Months of OnDemand Video - $365
Option 4: CD-ROM
Video (Includes OnDemand Video) - $345
Option 5: Entire
Package (all of the above) - $395
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