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CFT
Webinars are purely educational. Instructors are not permitted to sell any
products or services during the presentation.
Program
Content:
Determining
an entity’s ability to generate cash flow is essential whenever repayment
of a loan will extend beyond one year. Cash flow analysis measures an
entity’s ability to generate sufficient cash to operate successfully and
have excess cash to service annual debt payment requirements. Understanding
how to calculate and interpret cash flow is essential for successful
financial institutions.
Learn
how to calculate cash flow using the Universal Cash Flow Analysis method
(UCA), which determines the flow of cash into and out of a business entity.
First, we’ll define cash flow and identify potential sources and uses of
cash. Next we’ll illustrate how cash flow analysis is actually the process
of converting an Accrual Basis financial statement into a Cash Basis
financial statement. We’ll cover the Rules of Cash Flow when determining
cash flow generation from changes in asset, liability and capital accounts
on balance sheets over time. We’ll culminate by using a full UCA from
beginning to end.
Covered
Topics:
- Comparison of Traditional Cash Flow Method (Net
Income + Depreciation + Interest divided by Annual Debt Service) to
the UCA model
- Rules of Cash Flow
- Accrual Basis versus Cash Basis of preparing
financial statements, and how cash flow analysis links the two
- How each amount on a Universal Cash Analysis is
calculated and the meaning of each
- A Fast Cash Analysis method that can achieve the
same results in less time than the UCA method Leave with a good
understanding of how cash flow is calculated and more importantly, how
to interpret its meaning.
Who
Should Attend?:
Senior
Loan Officers, Senior Credit Officers, Commercial Loan Officers, Branch
Managers, Credit Analyst, Loan Review Personnel, and Consumer Loan
Officers. Please
forward email to appropriate person(s).
Instructor:
Jeffery
Johnson started his career
with SunTrust Bank in Atlanta as a Management Trainee and progressed to
Vice President and Senior Lender of SouthTrust Bank and Senior Vice
President and Commercial Banking Division Manager for Citizens Trust Bank
of Atlanta. Most of his career has been spent in Credit Administration,
Lending, Business Development, Loan Review, Management and Training &
Development. He has managed loan portfolios representing a cross section of
loan types including: Large Corporate, High Net Worth Individual, Middle
Market Companies, Small Business, Real Estate and Non-Profit Organizations.
Mr. Johnson is now a training professional in the financial industry by
leading various seminars covering important topics relating to issues in
financial institutions. He teaches actively for fifteen state banking
associations in the United States, Risk Management Association (RMA) and
individual financial institutions nationwide. He co-authored a training
course entitled "Lending to Service and Other Professional Organizations"
for RMA in 2001. Mr. Johnson earned a B.A. Degree in Accounting from
Morehouse College in Atlanta; a MBA in Finance from John Carroll University
in University Heights, Ohio; Banking diploma from Prochnow School of
Banking at the University of Wisconsin and a Graduate Certificate in Bank
Management from the Wharton School of Business at the University of
Pennsylvania.
What
Is A Webinar?:
A
webinar combines the clarity of an audio teleconference with the
interactivity and visual presentation of the internet. All you need to
participate is a telephone and an internet connection. Even if you don't
have an internet connection, you can still participate in the audio
session. Listening to the program over the telephone and following the
written materials is an effective alternative!
Unable
To Attend?:
No
problem. You can purchase a recording of the webinar for future use. You
can choose from either an On-Demand Web Link (Good for 6 months from the
webinar date, unlimited use) or a CD-ROM (includes a paper copy of the
PowerPoint slides).
Viewing
Options (all options include applicable handouts):
All
options include applicable handouts. You can choose to pay by credit card
or be billed. Additional Live Webinar connections are $75 each.
Option 1: Live Webinar and 7 Days
OnDemand Video Playback - $265
Option 2: OnDemand Video (six months
access) - $295
Option 3: Live and 6 Months of OnDemand
Video - $365
Option 4: CD-ROM Video (Includes
OnDemand Video) - $345
Option 5: Entire Package (all of the
above) - $395
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