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CFT
Webinars are purely educational. Instructors are not permitted to sell any
products or services during the presentation.
Program
Content:
Ratios
are a key component of the credit analysis process as a variety of
different ratios are employed by lenders to assist in determining the
strengths and weaknesses of businesses. This program will examine commonly
used ratios to determine what they mean and what they tell us about a
business. This program is for new lenders who wish to understand the
significance of commonly-used ratios and their inclusion in credit reports.
Covered
Topics:
- How to calculate a business’ operating cycle
- Working capital ratios
- The Debt/equity Ratio
- The Debt service Coverage Ratio (DSCR)
- Loan to Value ratios and their connection to
collateral coverage
Who
Should Attend?:
New
Credit Analysts, new Loan Officers and other personnel looking for a basic
understanding of business credit analysis. Please forward email to appropriate person(s).
Instructor:
Vincent
DiCara is currently the
owner of DiCara Training and Consulting LLC which he established in January
of 2013. Formerly, he was the co-owner and founder of Development Finance
Training and Consulting, Inc. (DFTC) which he established in 2003. Mr.
DiCara has been involved in evaluating the credit needs of businesses for thirty
years as a business advocate, lender, credit analyst and trainer. Since
1995, Mr. DiCara has developed and conducted a wide variety of training
programs for individuals who work in the financial services industry
sector. His training clients include organizations in the credit union,
banking, economic development, and community development fields. Mr.
DiCara's training programs have become known for their ability to foster an
informal and participatory environment in which students are empowered to learn.
Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and
received a Masters Degree in Public Administration from the University of
Maine. A native of Boston, Massachusetts, he has been a resident of the
State of Maine for the last thirty-eight years.
What
Is A Webinar?:
A
webinar combines the clarity of an audio teleconference with the
interactivity and visual presentation of the internet. All you need to
participate is a telephone and an internet connection. Even if you don't
have an internet connection, you can still participate in the audio
session. Listening to the program over the telephone and following the
written materials is an effective alternative!
Unable
To Attend?:
No
problem. You can purchase a recording of the webinar for future use. You
can choose from either an On-Demand Web Link (Good for 6 months from the
webinar date, unlimited use) or a CD-ROM (includes a paper copy of the
PowerPoint slides).
Viewing
Options (all options include applicable handouts):
All
options include applicable handouts. You can choose to pay by credit card
or be billed. Additional Live Webinar connections are $75 each.
Option 1: Live
Webinar and 7 Days OnDemand Video Playback - $265
Option 2:
OnDemand Video (six months access) - $295
Option 3: Live
and 6 Months of OnDemand Video - $365
Option 4: CD-ROM
Video (Includes OnDemand Video) - $345
Option 5: Entire
Package (all of the above) - $395
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